Sleepability for Your Finances (and Your Health)

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I have been using a term I made up in the mid 80’s called Sleepability. This word simply means that you need to set up your finances and investments in such a way to keep as much for yourself as possible.

Many experts suggest that insufficient and quality sleep is important to your health. We have all read that the lack of sleep increases a person's risk of developing serious health conditions. Financial worries can be one of the causes of insomnia and stress. Alleviating financial worries and getting this out of your mind will go a long way to help you towards a healthier lifestyle.

Few Canadians have a plan that has Sleepability, yet we have never had more information available to us. There are more and more narrow focused “experts” shouting their ideas from the rooftops, yet we constantly only see the same things over and over. There are less and less truly independent advisors to choose from and finding one who can work with all the products needed to meet your personal individual needs is more difficult than ever.

The quote from E.O. Wilson “We are drowning in information, while starving for wisdom” has never been more true than it is right now.

My motto is “Your Independence Matters” and you should be working towards that goal with the proper professionals.

Terry McIntyre is an independent investment advisor with Manulife Securities and can be reached at: 905-846-9060, ext.3838, email: or website: